Getting a home loan doesn’t have to be difficult
Use the following list as a starting point to make sure you’re prepared when the time comes
In some cases additional documents are required.
Your mortgage professional may request the following items as needed.
Additional Income Sources
SSI awards letters, retirement account statements, verification of rental income, and documentation for other income will be requested as needed.
Current Real Estate Statements
Mortgage and tax statements, insurance bills, and a copy of home owners association dues will be requested for any properties you currently own.
Child support orders, a divorce decree, and bankruptcy filings will require documentation.
Information on Current Residence
A current lease agreement may be necessary to establish a payment history.
Once under contract, we will need evidence of earnest money being paid.
It is very important that we receive information on your choice of home owner’s insurance within one week of going under contract